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Should I Rent An Apartment Or Buy A House In Westfield?

January 20, 2021

Exterior of apartment in Westfield

In the past several years, common fiscal wisdom in relation to buying property or renting an apartment in Westfield has been spun on its head. Obtaining a house allows for a cause of pride and connectivity that you cannot get from renting, but it may also be a source of difficulty and steep costs. Renting may come with some restrictions, but also creates room for flexibility and fixed expenditures home ownership does not. Here are a few notes to know prior to deciding to buy a house or rent an apartment in Westfield.
 
Apartment building in Westfield

Money is King

Costs, both initial expense and continuing, can differ considerably between buying a house and renting an apartment. The property buying procedure is rife with costs and fees that traditionally have to be collected upfront - in addition to the down payment. There is first-year insurance costs, earnest money, house appraisals and inspections, and other assorted charges - all before your monthly bills even begin. That’s not even including the supplementary costs of repairs and any renovations you may desire.

Renting has a considerably shorter limit for entry. Typical renting upfront expenses include a security deposit, initial month’s rent, and other various deposits or fees. While some say that money used on renting is gone forever, money spent on a place to live is never a loss.

Living room in Westfield apartment

Space for You and the Entire Family 

What you require out of your living area may be the key factor in choosing if you should rent an apartment or buy a house in Westfield. The average house size in North America is increasing, meaning more space for a home gym or a nursery. A home may have a yard for kids and pets to run free and play in.

You can find apartments in numerous layouts and floorplans. For your unit, you can get anything from a 1-bedroom to a 3-bedroom, but they all come in static layouts. Your apartment will likely have walking routes and a dog park, and residents living in the unit next to you. Of course, most properties don’t come with amenities like a decked out workout room or swimming pool

Repair in Westfield apartment

All the Bells and Whistles

While the choices that come having a house is liberating, it does come with a few strings attached. In the event that a pipe burst or air conditioner break, it is up to you or someone you hire to make the repairs. In an apartment, there is a trained maintenance staff that is available 24/7. Not only is having a maintenance professional on-call handy, but it may also save you some sizable repair costs. Repair fees are a part of your renting bill, while any repairs on a house come directly from your bank account.

Freedom for Your Lifestyle

Your profession and lifestyle can be determining factors in choosing to buy a house or rent an apartment in Westfield. Selling a house can be a arduous, stressful process. If you work in a position that demands you to relocate regularly, undertaking the selling procedure may be more trouble than it is worth. Renting an apartment is a more simple process that doesn’t require any real estate agents or mortgages - just the apartment staff and you.

Ready To Begin Seeking For Your Dream Apartment Space?

When you’re ready for an apartment in Westfield, your first choice should be Harmony Apartment Homes. We have luxurious floorplans, courteous staff, and sublime amenities. Simply call (317) 795-0224 or click the “schedule a tour button” to locate your new home.